New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. The Chase Sapphire Preferred® Card has become a household name in the travel rewards world – and there’s good reason for that. For the rest of us, the heaviest cards in this review are the Luxury Card trio (22g). The best credit cards of November 2023. Chase has plans for a Chase Sapphire Lounge by The Club in nine locations ; facilities in Austin (a 'terrace,' not a lounge), Boston and Hong Kong are now open. Deciding between two rewards. Luxury Card trio. However, if you are evaluating cards based heavily on the fee itself, the Sapphire Preferred® card has the advantage in this area. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. The Chase Sapphire Reserve® came with a $450 annual fee ($550 as of 2020) and debuted with a. The Sapphire Preferred Card has a minimum $5,000 credit line. 01 (one cent), which means that 100 points equals $1 in redemption value. 7 cents each, so to me, that’s a return of either 3. 023 base) The Chase Sapphire Preferred Card is one of the gold standards for earning travel rewards. While the Chase Sapphire preferred lets cardholders earn 80,000 bonus points after spending $4,000 on purchases within three months of account opening, the Amex Gold Card offers that same 60,000. The Chase Sapphire Reserve has the broadest Priority Pass membership, allowing you to visit Priority Pass-affiliated restaurants, spas and suites — which most other cards don't permit. In exchange, cardholders get airport lounge access, an annual $300 travel credit and higher earning rates on dining and travel purchases: Up to 10X points on Chase Dining purchases and hotels and rental cars booked through Chase. 3x points on travel booked via Chase Ultimate Rewards portal. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. The Chase Sapphire Preferred® Card is one of the most recommended travel credit cards. You won't have Priority Pass lounge access any longer, but you'll still be. 31, 2023). That’s a solid bonus with a reasonable spending requirement. Chase Sapphire Preferred® Card review: The best travel rewards card for less than $100?. Work out your way — from HIIT rides to walks and hikes to strength training, and more:. Capital One Venture vs. Ink Business Preferred Credit Card: Best for small business owners. If you’re focused on earning and redeeming rewards for travel, and you’d like to save on the costs of an annual fee, we think the Chase Sapphire Preferred® Card. 49%. There is a limited-time increased welcome offer available on the Chase Sapphire Preferred® Card, offering up to 90,000 points after spending $6,000 in the first six months of card membership. The new World of Hyatt Business Credit Card from Chase offers entry-level elite status for the cardholder and up to five employees. Chase Sapphire Reserve ® Eligible charities through December 31, 2023: 1. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. Still, Chase Sapphire Preferred points are only worth 1. Your points are worth 25% more when you booking award travel instead of cash or gift card rewards. No-annual-fee competitors also typically have lower rewards rates than the Preferred card and no yearly. With the Chase Sapphire Preferred, cardholders can earn 60,000. NOT FDIC INSURED. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). The Chase Sapphire Reserve is a Visa card, which is also widely accepted, while the Amex Platinum is an American Express card. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. Here’s why the $95 annual fee is. If Sapphire Reserve is the gold medalist, then the Chase Sapphire Preferred® Card deserves a close silver in the travel rewards card competition. after you spend $4,000 on purchases in the first 3 months from account opening. Its closest competition within the Chase credit card lineup is the Chase Sapphire Preferred ® Card. Most Prestigious Credit. But an annual fee should not be the end. The Chase Sapphire Preferred is best for award travel beginners who want an introduction into the world of points and miles. Several other cards weigh in at 17g, including The Platinum Card® from American Express and the Capital One Venture X Rewards Credit Card. Chase Sapphire Reserve® Credit Card. S. And the best-known of those competitors is the venerable Chase Sapphire Preferred® Card. S. That’s worth up to $1,000 in travel. Yes, Chase Sapphire Reserve is worth its $550 annual fee if you spend at least $4,000 in the first 3 months and qualify for the card's initial bonus of 60,000 points. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. Chase Sapphire Preferred Card: Best for beginners. Cardholders earn 5 points per $1 on travel purchased through. The Chase Sapphire Preferred Card earns 2x points instead of 3x points on travel when compared to the Chase Sapphire. Both cards also offer roadside assistance, but the Chase Sapphire Preferred card charges $69. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. The Chase Sapphire Preferred® Card may. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. Chase Sapphire Reserve. When you account for the card’s various perks, including the welcome bonus, 10 percent. Sapphire Reserve: Reserve Dethroned. Chase has basically realized that the weight raises customers’ dopamine levels. Getty Images Travel credit cards are a specialized type of credit card that earn points or miles you can. Yes, big recent news that the bonus is being increased to a potential of 90k. Chase Sapphire Preferred: Earn 5 points per dollar on Peloton equipment and accessory. The Preferred ranges from 21. If you like to travel, the Chase Sapphire Preferred is probably the best overall. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. 5,000 more bonus points if you add an authorized user and they make a purchase in first 3 months. As a matter of fact, they can be. Deciding between two rewards credit cards often is just a matter of comparing the rewards you'll. Insider's valuations estimate this. People with the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card, can transfer points on a 1:1 basis to about a dozen airline and hotel. Activate by July 31, 2024. That noted, there are plenty of. The Chase Sapphire Reserve has the broadest Priority Pass membership, allowing you to visit Priority Pass-affiliated restaurants, spas and suites — which most other cards don't permit. THE POINTS GUY Let's start with a side-by-side comparison of the. A. Southwest is a Chase Ultimate Rewards transfer partner, so you can move points from cards like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit. The Chase Sapphire Preferred® Card’s welcome offer is currently 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. com, Hulu. 25 cents. $550 annual fee †; $75 for each authorized user †. New Chase Sapphire Preferred® Card members can now earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Bottom Line: With a complimentary DoorDash DashPass subscription, the Chase Sapphire Preferred card and the Chase Sapphire Reserve card are great choices for food delivery service purchases. And if you’re already a loyal Sapphire Preferred. Card Weight: 17 grams. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. Winner: Chase Freedom Flex. Shop Peloton Bikes, Tread, Guide, or Row. According to Chase, that would equate to a. The Premier slightly outperforms the Preferred on everyday spending categories, with 3x Citi ThankYou Points per dollar at supermarkets, gas stations and restaurants, and hotels. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. Points are worth. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. Using the Chase Travel Portal. So, $95 - $50 -. Amex EveryDay Preferred (EDP): They have the same $95 annual fees. However, since Chase Ultimate Rewards points are worth 1. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. Balance transfer fee. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. With so many travel credit cards to choose from, it’s tough competition. As NerdWallet explained: “I have the Chase Sapphire Preferred, and virtually nothing gives me more pleasure when I pay and the cashier notices how gorgeous that card is. So, is the Chase Sapphire Preferred Card worth the $95 annual fee? It most often is. Chase Sapphire Reserve®. Let's look at how these two cards stack up in a head-to-head comparison. With its striking metal design and a reputation for offering some of the most generous travel perks in the industry, it’s no wonder that this card has captured the attention of travelers and points enthusiasts alike. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. Chase Sapphire Preferred vs. » MORE: Best rewards credit cards To view rates and fees of the American Express® Gold Card , see this page . Winner: Tie. Winner: Chase Sapphire Preferred® Card. For those who don’t travel as often though. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. You also need to be under Chase’s 5/24 rule. Maria Adams, Credit Cards Moderator. The Chase Sapphire Reserve® has a much higher annual fee — $550,. At a minimum, you could turn 100,000 points into $1,000 in cash-back, or $1,250 in travel purchases thanks to the 25% bonus through the Chase travel portal. Both come with manageable annual fees for beginners and experts, at $95 per year. Earn 60,000 bonus points. You. The Chase Sapphire Reserve annual fee is $550 per year. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. The Chase Sapphire lounge at HKG opened in October 2022, making it the first Sapphire lounge to open. Once you get the hang of it, the lineup of transfer partners available with the Chase Sapphire Preferred is stellar. The Venture Card, meanwhile, offers 75,000. It's official: Chase is in the airport lounge business. You won't be able to find it online. With the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card, each point is worth 1. 0125. Chase Sapphire Preferred® Card: Best for beginners. The 60,000 points new account bonus is also worth a minimum of $600 ($750 booking travel through Chase), which covers the annual fee for many years. Which cards are better than the Chase Sapphire Reserve now that the annual. You can redeem both Membership Rewards and Ultimate Rewards for cash back plus a variety of. In reality, there are only two close direct competitors in terms of annual fee, and that’s the Capital One Venture (not the more premium Venture X) and the Citi. 5 points per dollar on Peloton equipment and accessory purchases of $250 or more with a maximum earn of 25,000. Although a credit score of 700 or above is typical for successful applicants, even college students with limited credit history and. Rating. Chase has kicked off 2023 with some big, bad changes to the Pay Yourself Back benefit for both Sapphire Preferred and Sapphire Reserve cardholders. Welcome offer. The Southwest Priority card has a $149 annual fee—about $50 more than the Southwest Premier card. That’s worth up to $1,000 in travel. card_name: 66,200 Amex Membership Rewards points. One of the biggest differences between the two Sapphire cards off the bat is the annual fee. Winner: Chase Freedom Flex. The Chase Sapphire Preferred has an annual fee of just $95, while the Amex Gold comes with a considerably higher annual fee of $250 (see rates and fees ). They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. Maria Adams, Credit Cards Moderator. . The Chase Sapphire Preferred and the Citi Premier have a lot in common: With sizable welcome bonuses, good returns on spending, transferable points, and manageable annual fees, they’re both excellent. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. New cardholders of the Chase Sapphire Preferred can earn 60,000 points after spending $4,000 on purchases in the first three months of account opening. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit and. That effectively brings the fee down to $250. Additionally, it offers flexible point redemption options, no foreign. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. Earn 5x Ultimate Rewards points on: travel purchased through Chase Ultimate Rewards (except hotels eligible for the $50 hotel credit). we actually think they are not direct competitors. Among the Citi credit cards lineup, the Citi Premier ® Card is a mid-tier travel card that offers plenty of ways to earn rewards. Here are areas where the cards beat the competition, with the maximum coverage amount by category. Best features: As a premier Ultimate Rewards card, the Sapphire Preferred allows you to get 25% more value when you redeem for future travel through the Chase Ultimate Rewards portal. The Chase Sapphire Preferred® Card is one of the best travel credit cards for beginners and experienced travelers alike. With the Freedom Flex, you earn $200 after spending $500 on. This is thanks to a 25 percent points boost for. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. Foreign transaction fees: None Points transfer: 1:1 points transfer for Chase's hotel and. Overall, the 60,000 points are worth much more than $200, though you do have to spend a bit more to earn the bigger bonus. S. The Ultimate Rewards program is a favorite across the board thanks to just how many ways there are to redeem points, including for travel, statement credits, and by transferring to airline and hotel partners. These cards offer great benefits for travel, dining and everyday purchases. First, the Sapphire Preferred is currently offering one of the best sign-up bonuses in the industry, giving new cardholders the opportunity to earn 60,000 bonus Ultimate Rewards points. In late October 2022, the first Chase Sapphire Lounge by the Club opened in Hong Kong airport in the West Hall of Terminal 1 (near gate 40). Beyond that, Hyatt award rates can be incredibly low compared to some competitors. Chase Sapphire Preferred vs. The Sapphire Reserve's most natural competitors are another card. sans “X”, is. But this offer is only available in physical Chase Bank branch locations. To compare two very different welcome bonuses, we considered the relative return on investment of each. If redeemed. The Chase Sapphire Preferred offers one of the best sign-up bonuses available right now. 5 cents per point: Groceries through September 30, 2023; Gas through September 30, 2023; Annual membership fees through September 30, 2023; 1. Metal Factor: Measuring up to its peers, the Savor. Here are areas where the cards beat the competition, with the maximum coverage amount by category. ANNUAL FEE. The Sapphire Preferred® has a annual fee compared to the higher annual fee with the American Express Gold card ( ). The Chase Sapphire Preferred is a well-rounded rewards card, primarily designed for the average traveler. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. The Sapphire Preferred is also considered a mid-tier travel card, and it’s widely regarded as one of the best travel credit. It also has CDs with low minimum opening deposits. Then Chase did the unthinkable: They leveled up to a record-setting 100,000-point bonus in June 2021. . Let’s refer back to our earlier spending scenario. 25 cents each for travel booked through Chase or transfer points. In general, Bank of America focuses on cash-back rewards, while Chase is focused on those interested in travel rewards. All three cards require applicants to meet high income and/or spending standards for approval. For casual and heavy travelers alike, the Chase Sapphire Preferred is a better all-around package. @m_adams. There are some of the best perks. The Chase Sapphire Reserve® is one of the most well-known premium credit cards on the market. Chase Sapphire Reserve® is the winner over the Citi Prestige® Card . QT9: Best for life science companies. Earn 3x points on:The Chase Sapphire Reserve® currently offers a welcome bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. It has a generous sign-up bonus and you can earn points on. The Best SAP Competitors of 2023. This card is one of the lighter metal credit cards by a few grams. 60,000 Ultimate. AmEx points can give outsized value too, but only when. It is located in the West Hall of the International Departures area near Gate 40. Sure, it’s an entire point “per” lower, but it’s a $95 annual fee card versus a $250 annual fee card. The Chase Sapphire Preferred® Card is a premium travel rewards credit card (it’s made of metal, not plastic!) that earns 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, 2X points on all other travel purchases, and 1 point per $1 spent on everything else. The best Visa Signature card can be a matter of opinion. The Chase Sapphire Preferred Card weighs 13 grams and is made out of a proprietary mix of metal. Welcome offers. For years, the Chase Sapphire Reserve® has been the gold standard credit card in the points and miles world – and for good reason. If you were to downgrade the Chase Sapphire Preferred in Jan 2019 to a Chase Freedom card and apply for the Chase Sapphire Reserve, you would not qualify for the bonus due to the 48. Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts. † Pricing & Terms. If not, go with the Chase Sapphire Preferred® Card. 1. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a year card, instead of $695 like Amex Platinum. Earning Rewards With both cards, you. With the Chase Freedom Flex, you can earn $200 cash back after spending $500 in the first 3 months. Both Chase and Amex offer several different redemption opportunities for their points. By using that promotion along with my Chase Sapphire Preferred $15 per quarter statement credit and the Rakuten cash-back portal, my total order would up being closer to $10. Which cards are better than the Chase Sapphire Reserve now that the annual fee and perks have changed? Here are some other alternatives to. The Ink Business Preferred card offers new cardholders 100,000 bonus points for spending $8,000 in the first three months with the card. 5-3-1. Today, the publicly-available offer is: 60,000 bonus points after spending $4,000 on purchases in. The value of Chase Ultimate Rewards points is what really sets the Chase Sapphire Preferred review apart from competitors, but it still has a lot of daily spending and travel perks. The competition is stiffer, but the Reserve still edges out the Preferred (as it should). The card earns 1. Chase briefly offered a sign-up bonus of 100,000 points in June. Both cards also offer $10 per. With Chase Sapphire Preferred, you receive 60,000 bonus points but must spend a minimum of $4,000 in purchases within your first three months of having the card. Chase Sapphire Preferred is still a great option, though, and it’s best for travelers who want a lot of value upfront. The Chase Sapphire Preferred card sounds attractive with its $95 annual fee (as opposed to the Reserve card’s $550 annual fee). 24%, tied to the Prime Rate and set. . There is a 0% introductory APR. That matches the redemption rate when using points from the Chase Sapphire Preferred on travel purchases through the Chase travel portal. The Chase Sapphire Reserve stands as one of the best travel credit cards. Sapphire Reserve: Rewards and bonuses. The Differences Between the Amex Gold Card vs Chase Sapphire Preferred. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. Both cards also offer plenty of premium perks aside from their rewards, and the benefits on the Chase Sapphire Reserve card add up to a greater. To see how Chase Ultimate Rewards stack up against the competition, we researched each program's transfer partners. It has an impressive list of benefits, including a $300 travel credit, complimentary lounge access and one of the most. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Chase Ultimate Rewards ® are. Here’s why the $95 annual fee is worth it: Chase Sapphire Preferred® Card. Chase Sapphire Preferred: 60,000. For many, the decision comes down to this simple cost. Chase Sapphire Banking. Using the Chase Sapphire Preferred card’s $50 hotel credit is easy. With the Freedom Flex, you earn $200 after spending $500 on. (7,829 cardmember reviews) Sign in to apply faster Apply as a guest * Offer Details †. locations and for a statement credit toward. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. Apply Now Learn more. 5 cents each toward travel bookings, while the Chase Sapphire Preferred and Ink Business Preferred Credit Card fetch 1. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. United Club℠ Infinite Card. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. The Capital One Venture Rewards Credit Card is the winner over the Chase Sapphire Preferred® Card . The balance transfer APR is also the same, and there is no introductory APR for either card. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. To compare two very different welcome bonuses, we considered the relative return on investment of each. 5% cash back on all spending, which you can convert to 1. The card carries a $95 annual fee. or call collect at 1-804-673-1691 while outside of the US to file claims. 49% to 29. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). The card offers a decent rewards rate on every purchase you make, though it also charges a modest annual fee. Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee. The Chase Sapphire Preferred earns 60,000 points when you spend $4,000 in the first three months of account opening, compared to 60,000 points after spending $6,000 within the first six months. Chase just reintroduced the lucrative 80,000-point welcome bonus on the Chase Sapphire Preferred® Card and added a new, elevated offer on the Chase Sapphire Reserve® worth 60,000 points. Chase Sapphire Preferred® Card. Like most travel cards, it’s not a great option for carrying a balance. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. 0125, but your credit card will be charged the full remaining dollar amount. But an annual fee should not be the end. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. The Chase Sapphire Reserve®, a premium travel credit card, also comes with airport lounge access, an up to $300 annual travel credit and an up to $100 credit for Global Entry, TSA Precheck or. Amex Gold welcome offer. Chase Sapphire Preferred Travel Benefits. For example, if you have 10,000 points on your Chase Freedom Flex, 30,000 points on your Ink Business Cash and 60,000 points on your Chase Sapphire Preferred, you can pool all your points onto. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. If you book travel through the Chase Ultimate Rewards travel portal, you'll earn 5 points per dollar spent, equivalent to a 10%. Hotels booked through Chase Ultimate Rewards with your Chase Sapphire Preferred Card after already fully earning your yearly $50 credit (these bookings do earn 5x points per dollar spent, however) When to Forgo Using the Hotel Credit. Unlike many other competitors, SoFi offers access to member benefits such as career services and access to credentialed financial advisors -- all for free. 60,000 Ultimate Rewards points will get you a minimum of $750 toward travel, though in reality you can get much more value than that with Chase’s transfer partners. U. S. With the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card, each point is worth 1. $50 Annual Ultimate Rewards Hotel Credit:. Insider pegs Chase Ultimate. The Chase Sapphire Preferred’s welcome bonus, on the other hand, is worth $750 when you book travel through the Chase Ultimate Rewards portal. 3X points with Reserve plus a $300 annual travel credit and 2X points with. Compare. If you love the CSR for its travel perks, you'll still be able to earn 2x points on travel and 3x on dining spending with the Chase Sapphire Preferred, which only carries a $95 annual fee and doesn't charge foreign transaction fees. The ability to earn bonus points has returned, earning at the following rates through March 2025: Chase Sapphire Reserve: Earn 10 points per dollar on Peloton equipment and accessory purchases of $150 or more — with a limit of 50,000 points. Also, the Venture X comes with cell phone insurance. The Platinum Card® from American Express. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. At $95 per year, it offers a simple two miles per dollar spent. Southwest® Rapid Rewards® Performance Business Credit Card. With the Chase Sapphire Reserve, you would earn 131,000 Chase Ultimate Rewards points per year—24,000 points on regular purchases, 60,000 points on airfare, 18,000 points on dining, 9,000 points. com, Hulu. Compared to many cards in similar rewards categories, this annual fee can quickly pay itself off if you can make use of the benefits. Both. If you would otherwise put a significant amount in travel purchases on the card, then the. The Chase Sapphire Preferred also has a 1:1 point transfer rate to Chase’s travel partners. A lower annual fee (and no charge for authorized users) The Capital One Venture X Rewards Credit Card's annual fee is $395, significantly lower than the Chase Sapphire Reserve®'s $550. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. Step 3: Once you’ve confirmed the purchases and the number of points you’ll be redeeming, you’re all set!The Chase Sapphire Preferred Card offers similar benefits and earning power as the Chase Sapphire Reserve for a modest $95 annual fee. Capital One Venture Rewards Credit Card. 49% and runs up to 29. The Chase Sapphire Reserve and the Citi Prestige cards both offer superior benefits such as annual travel credits, airport lounge access and the ability to transfer points to airline and hotel loyalty partners. This fee may be worth. At first glance, the Chase Sapphire Preferred’s 60,000 points seems lower than the Venture Card’s 75,000 miles. 5. With that in mind, let me share the four areas where you can get significantly more value with the Sapphire Reserve than the Sapphire Preferred. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. The Chase Sapphire Preferred® Card is a popular travel rewards card – and for good reason. Chase Sapphire Preferred Card. Points can be redeemed for travel through the Chase Ultimate Rewards® portal for 1. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. Best for Uber credits: American Express® Gold Card. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. Blue Cash Preferred® Card from American Express: Best for Entertaining at home. Travel Through Chase Ultimate Rewards: When you use points to redeem for cash, each point is worth $. Best at Citibank: Citigold® by. Sapphire Preferred highlights include: The card currently offers a 60,000-point sign-up bonus — worth a minimum of $750 toward paid travel. Points are worth 1. 2 days ago · Many of its competitors use a “hub-and-spoke” system, which filters a. In addition to the card benefits, the Sapphire Reserve is an excellent card for earning and redeeming rewards. The Chase Sapphire Preferred® Card’s increased bonus is scheduled to expire by 9:00AM ET on 5/25/2023. Additionally, it offers flexible point redemption options, no foreign. 3. Capital One Venture vs. It’s hard to argue against the Chase Sapphire Preferred® Card as the best travel rewards card for anyone taking their first peek behind the travel rewards. 1-3. The Chase Sapphire Reserve’s bonus is worth $900 when redeemed for travel through Chase Ultimate Rewards, whereas the Chase Sapphire Preferred’s bonus is worth $750 when redeemed for travel through Ultimate Rewards. Best at Chase: Chase Premier Plus Checking℠.